Watercraft & Boat Insurance
Having the right boat insurance policy for your watercraft can be an excellent way to protect yourself from costs related to property damage and medical expenses if an injury occurs. Our agency can assist you in learning more about your coverage options so you can be financially protected.
What Does Boat Insurance Cover?
Boat insurance policies generally depend on the type of coverage you select. Regardless, common boat insurance coverages include:
- Liability coverage helps cover expenses if your boat causes damage to another person’s property.
- Medical payments coverage helps cover medical expenses if you or a passenger gets injured on your boat.
- Boat insurance property coverage helps protect your boat from various risks and potential incidents by covering costs related to incidents such as theft or vandalism.
- Uninsured watercraft coverage helps cover expenses if an uninsured boater collides with you and causes injury to you or your passengers.
Other coverage options may be available. Our agency can help you learn about potential coverages to include in your boat insurance policy.
How to Get Boat Insurance
Smart Insurance & Financial Services is ready to help you learn more about boat insurance. Contact us today to request a quote or to learn more.