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SMART Insurance and Financial Services (Smart IFS) is a leading insurance and business services provider in Missouri, Illinois, Tennessee, and Arizona.

Get the coverage that best suits your needs

SMART Insurance and Financial Services (Smart IFS) has been serving the Saint Louis area since 2011 and quickly emerged as a leading Insurance and Business Services provider. We are conveniently located in Downtown Saint Louis, MO, but service the entire bi-state area, Tennessee, and Arizona. The Smart IFS team is comprised of Agency Owner, Jerome Smart and an experienced Sales and Support staff. We specialize in Home, Auto, Life, and Business Insurance, while educating our clients on the importance of coverage and the specific details of their policies.

The Agency has a large competitive advantage in pricing and coverage options for Business Insurance packages; specializing in Artisan Contractors, Automotive Services, Restaurant Services, Funeral Director Services, Workers Compensation, and Trucking Insurance. Smart IFS is a leader in the St. Louis community. We insure many local businesses and families, participate and sponsor many community and charity events, and are active members of Chambers of Commerce and business networking groups. We are proud to have a vast network of business professionals that are willing and able to refer to their clients to us for virtually any product or service need.

About Us

Our service is top class. We make finding affordable insurance easy. We shop the market for the provider with the lowest price to fit your needs. We will do our best to start saving you money today.

Gain some peace of mind. Let us save you time so you can spend it doing what you enjoy. We can save you money to put towards your future.

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What our customers say

Jerone has been my insurance guy for a little over 3 years and has helped me tremendously with the best quotes and policies. Highly recommend giving him a call for all your needs business and residential.

-Malik Jaouni

Positive: Professionalism, Quality, Responsiveness, Value Mr. Smart was helpful to me in getting insurance for my Nissan. He made it so easy. He walked me through every detail l would give him triple AAAs and the 5 Stars 🌟 to rate him. Thanks 😊 again. Maurice Williams aka Larry

-Maurice Williams

Positive: Professionalism, Responsiveness Jerome Smart lives up to his name. He conducts himself in a smart way that provide smart solutions for his clients.

-Eleanor Wharton

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