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Home > Car Insurance - St Louis & Florissant, MO

Auto Insurance


Auto Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Auto Insurance Quote Form
Nationwide Auto Insurance Quoe

Auto Insurance Information

Car Insurance for Missouri Drivers and Beyond

Everyone needs care insurance, but no one should pay a ridiculous amount for necessary coverage. With a reliable and affordable car insurance policy, you can rest easy knowing you’re covered without stretching the limits of your budget

At Smart IFS, we provide comprehensive car insurance policies for affordable prices. Our insurance professional will work with you to customize the car insurance policy you need. Give us a call at 314-915-2727 or fill out an online quote form to get started today.

Common Auto Insurance Questions

How Far Back Does Car Insurance Look?

Insurance agencies generally look back around five years on your driving record in order to create your policy.

How Far in Advance Can I Buy Car Insurance?

You can purchase car insurance even without a vehicle as long as you have a driver’s license. It’s important to insure yourself and your vehicle before ever stepping behind the wheel.

How Many Car Insurance Policies Can I Have?

You can technically have more than one car insurance policy, although many insurance agents won’t insure the same car twice.

How Does Car Insurance Work?

When you purchase a car insurance policy, you pay monthly premiums in return for a certain amount of coverage. After an accident, you can file a claim on your car insurance policy in order to receive monetary help with the damages, injuries and any possible lawsuits related to the accident.

How Does a Car Insurance Claim Work?

When you file a car insurance claim, an underwriter from the insurance agency will investigate the claim. Once it is approved, you will receive compensation for the damages.

What Car Insurance is Required in Missouri?

The state of Missouri requires all drivers to carry at least:

  • $25,000 in bodily injury liability per person
  • $50,000 in bodily injury liability per accident
  • $10,000 in property damage

 

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1409 Washington Avenue Suite 309 | Saint Louis, MO 63103
Ph: (314) 915-2727 | Fx: (314) 627-0107 | info@smartifs.com
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