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Auto Insurance Information
Car Insurance for Missouri Drivers and Beyond
Everyone needs care insurance, but no one should pay a ridiculous amount for necessary coverage. With a reliable and affordable car insurance policy, you can rest easy knowing you’re covered without stretching the limits of your budget
At Smart IFS, we provide comprehensive car insurance policies for affordable prices. Our insurance professional will work with you to customize the car insurance policy you need. Give us a call at 314-915-2727 or fill out an online quote form to get started today.
Common Auto Insurance Questions
Insurance agencies generally look back around five years on your driving record in order to create your policy.
You can purchase car insurance even without a vehicle as long as you have a driver’s license. It’s important to insure yourself and your vehicle before ever stepping behind the wheel.
You can technically have more than one car insurance policy, although many insurance agents won’t insure the same car twice.
When you purchase a car insurance policy, you pay monthly premiums in return for a certain amount of coverage. After an accident, you can file a claim on your car insurance policy in order to receive monetary help with the damages, injuries and any possible lawsuits related to the accident.
When you file a car insurance claim, an underwriter from the insurance agency will investigate the claim. Once it is approved, you will receive compensation for the damages.
The state of Missouri requires all drivers to carry at least:
- $25,000 in bodily injury liability per person
- $50,000 in bodily injury liability per accident
- $10,000 in property damage